Christmas is the best season and time to buy present for your whole family. it is the time to get the best and most deserving gifts for your family and near and dear ones. Getting gifts and presents can be hectic on any average man budget and hence it is advisable not to sacrifice your [...]

(CBS) What do you think is too much interest to pay on a loan? Twenty percent? Forty percent? One hundred percent? Well, believe it or not, millions of Americans are taking out small loans at rates that can reach 400 percent a year or more.

1st Advantage Federal Credit Union is offering alternatives to payday lending for its members.
One of the most frequent questions payday lending opponents get from legislators about eliminating the industry is, “How will people using payday lenders get short-term loans?”
The industry argues that people will bounce checks, go to other states or turn to unregulated online [...]